Post by account_disabled on Feb 17, 2024 21:24:54 GMT -6
Our home, the home chosen to reside and raise our family, has great relevance in our lives. That is why it is important to be well informed of the options and opportunities that we have at our disposal. Today we are going to try to help you on this matter by delving into the issue of social rentals of banks. If you don't know them, you might be interested! social-bank-rentals Where to find information about this type of social bank leasing? The main banking entities in our country group their offers in the Social Housing Fund , thus facilitating access to all the available offer. Get informed! How did the Social Housing Fund come about? It is part of the measures of the Social Housing Fund Agreement (FSV) derived from Royal Decree-Law 27/2012 of November 15. It is designed to help those people who have lost their habitual residence due to non-payment of a mortgage loan or a dation in payment, and who are in conditions of social vulnerability, to be able to access housing. More details below! Which banks are part of this initiative? Banco de Sabadell, Banco Santander, Bankia, Bankinter, Bantierra, BBVA, Caixa Bank, Grupo Cajamar, Caja Rural de Granada, Deutsche Bank, ING Direct and Kutxabank publish their homes with social rent on this website. What if you take a look at it? What type of rentals can we find? Amounts for social rentals that fluctuate between €150 and €400 per month, with 30% of the total net income of the family unit being the maximum limit.
What is the duration of the contract? The contract is for two years and can be extended for one more year , provided that the bank offering the rental does not consider, after its study, that the requirements are no longer met. Who can access these social bank rentals? Those people who have been evicted from their habitual residence as of December 31, 2007 and are in a situation of special social vulnerability. What criteria are required? There are a series of requirements that must be met, such Asia Mobile Number List as having lost your home as of the date indicated above in favor of some of the signatory banks of the Agreement for defined reasons, being in certain economic circumstances at the time of submitting the application or that the family unit is in cases of special vulnerability . Due to its importance, we invite you to access the complete list through its website. Once reviewed, you will be able to consult the available social rentals and, after registering, make your request. © Juan Vicedo/ Oxfam Intermón Group of activists at the demonstration against poverty held in Madrid. With a white band as a symbol of our demands and under the motto More actions less words, 400,000 people in Spain and more than 23 million around the world demand that world leaders fulfill their commitments to the Millennium Development Goals and eradication.
Oxfam Intermón / Group of activists at the demonstration against poverty held in Madrid. With a white band as a symbol of our demands and under the motto "More actions, fewer words", 400,000 people in Spain and more than 23 million around the world demand that world leaders fulfill their commitments to the Millennium Development Goals and the eradication of poverty. Oxfam Intermón's position on evictions According to data from the Bank of Spain on foreclosure processes on homes , between 2014 and 2015 the number of deliveries of habitual homes by court order to banks increased , that is, evictions, increasing from the figure of 10,650 homes to 13,827 . They do confirm a reduction in forced evictions. With this, we decided that we could not be oblivious to the reality that many Spanish families live, who, after being unable to continue paying their mortgages due to the crisis and lack of employment, have been left homeless and are in a condition of helplessness. And now the question arises: what can we do? Measures that guarantee rights This is a situation of injustice that violates rights and takes precedence over the social welfare state. Hence, it is necessary to take measures to avoid these events, such as retroactive dation in payment and offering adequate support to those affected, so that their social rights are not diminished. To ensure that equal opportunities continue to be present, actions are necessary in order to guarantee minimum income, reduce household costs, allow real access to rights such as protection and assistance, decent housing or employment.